LOLC Finance Zambia Limited

LOLC Finance Zambia Limited (LOLCFZ) is a registered Deposit taking Non-Bank Financial institution with a Housing Finance License and is regulated and supervised by the Bank of Zambia. The Head Office is at Green City Office Park, in the City of Lusaka. LOLCFZ is a subsidiary of LOLC Holdings PLC, Sri Lanka.

LOLCFZ has a paid-up capital of USD 5 Million and currently operates from twelve locations, namely Head office, Main branch at Levy Mall,sub branches at Lewanika Mall and Pangae Park Lusaka, Kabwe, Ndola, Kitwe, Chingola, Kalumbila,Solwezi, Mansa, Choma,Mongu, Livingstone. Kasama and Chililabombwe expected to be opened in Q2 of 2024.

LOLCFZ provides a wide range of financial services, carefully-tailored to reach grassroot level entrepreneurs and formally employed individuals. Our portfolio of products and services include Savings and Term Deposit Accounts, Group Micro and SME Finance, Salary backed and payroll loans, Home loans, Working Capital,Trade Finance, Asset finance, Business loans etc.

LOLC Group

Established 40 years ago, the LOLC Group has grown to be one of the largest diversified blue chip conglomerates in Sri Lanka. It has been the most profitable listed entity for the past two years emerging as a “Sri Lankan global player” in a short span of time. Including the Browns Group, which is the non-financial services arm, the group is engaged in financial services (banking, non-banking, insurance, stock broking, investments) renewable energy, leisure, agriculture and plantations, trading and manufacturing etc.

The LOLC footprint in Sri Lanka spans every district, from the rural hinterlands to major cities and we have enduring business partnerships with a host of financial and developmental organizations across the world. The footprint of LOLC now extends from the Philippines in the East to Nigeria in the West, as we continue on our journey to propagate market based solutions to uplift disadvantaged communities across the southern hemisphere. In every country we operate, we impart skills, share expertise, and drive competencies to create thriving and resilient entrepreneurs in a competitive market. Today, we are proud partner in building emerging economies and developing nations. 


In addition to investments in the financial sectors in Pakistan, Cambodia, Myanmar, Indonesia and Philippines. The LOLC Group is now operational in Africa in Zambia, Nigeria Kenya, Tanzania,  Malawi,  Zimbabwe and Egypt

The Group is also in the process of finalizing acquisitions in the following countries;

  • North Africa – Egypt
  • West and Central Africa – Ghana and DR Congo
  • East Africa – Uganda and Rwanda
  • Tajikistan and Kazakhstan
  • Southern Africa – Zimbabwe & Mozambique

Vision & Mission

We believe in the importance of providing an inclusive financial service. This commitment is reinforced in all aspects of our business and is defined by our vision, mission and corporate values.

Corporate Vision

We believe in an inclusive financial service that requires client advocacy and stewardship, a passion for leading-edge solutions and the delivery of services that exceed customer expectations.

Corporate Mission

Our mission is to help set the industry standard in Non-Bank Financial Services. We reach out to all Small and Medium Enterprises and provide them with affordable and convenient Financial Services tailored to their specific needs.

Corporate Values

We are committed to the highest standards of ethical conduct in all we do. We believe that honesty and integrity engenders trust, which is the cornerstone of our business. We abide by the laws of the land and strive to be good citizens and take responsibility for our actions. We recognize that our success as an enterprise depends on the talents, skills and expertise of our staff and our ability to function as a closely integrated team. We appreciate our diversity and believe that respect for our employees, customers, partners, regulators and all those with whom we interact is an essential element of all positive and productive business relationships. We understand the importance of our mission and the trust our customers place in us. With this in mind, we strive to excel in every aspect of our business and approach, every challenge with a determination to succeed.