The Small and Medium Enterprise (SME) Finance aims to support and elevate individuals, companies or enterprises in this sector to grow exponentially. Our SME Finance coves business in all sectors, including trade, services, agri-businesses, transportation and manufacturing. The SME Finance loan product targets clients with properly registered and tax compliant companies operating within Zambia. Under SME Finance we offer the following services:

• Order Finance
• Invoice Discounting
• Business Loans
• Working Capital Loan
• Bonds and Guarantees

LOLCFZ SME Finance Loan offers clients a number of key benefits:

• A reasonable interest rate, calculated based on outstanding balance,
• Bridging Finance allowing small business access finance prior to payment from their previous works, enables an SME to pursue other opportunities which promotes growth.
• Convenient option to apply for and repay loan at nearest LOLCFZ office or Authorised agents registered with LOLC,
• Flexible loan terms and repayment plan that are catered to your need.

How to apply: 

To apply for a financing under the SME loan, client shall follow these simple steps:

• Visit any LOLC Branch nearest to you.
• Request a specific amount and term based on your needs.
• Provide the Required KYC documents
• Supporting Documents for Invoice discounting and order finance

Other additional information call our SME Experts on +2610211251156

Ts and Cs Apply